
ViserPay 1.0 – Complete Mobile Financial Service (MFS) System
Introduction
ViserPay 1.0 is a powerful Mobile Financial Service (MFS) solution designed for startups, fintech companies, and entrepreneurs looking to launch their own mobile banking and payment ecosystem. This all-in-one package includes a User App, Agent App, Merchant App, Landing Page, Admin Panel, Agent Panel, and Merchant Panel, giving you everything you need to create a scalable digital financial platform similar to Paytm, bKash, or GCash.
With advanced security, seamless money transfers, QR code payments, bill payments, and cash-in/cash-out functionality, ViserPay allows businesses to offer a complete mobile financial ecosystem to their customers.
Key Features
- QR Code Transactions: Instant payments via QR code scanning.
- Mobile Recharge: Recharge prepaid numbers directly through the app.
- Money Transfers: Fast peer-to-peer transfers with minimal processing time.
- Secure Payments: End-to-end encrypted transactions ensure customer trust.
- Cash-In & Cash-Out: Agents can easily handle deposits and withdrawals.
- Bill Payments: Pay electricity, water, internet, and other bills in one place.
- Bank Transfers: Seamless integration with multiple banks.
- Charity & Donations: Built-in support for donations and charitable payments.
- Multi-Level Security: Fingerprint login, OTP, and two-factor authentication.
- Promotional Push Notifications: Keep users engaged with offers and alerts.
- Agent Panel: Dedicated app and dashboard for managing cash flow and commissions.
- Merchant Panel: Businesses can accept payments, track sales, and manage settlements.
- Admin Panel: Full control over users, agents, transactions, and system configuration.
Pros & Cons
| Pros | Cons |
|---|---|
| Complete package (User, Agent, Merchant apps + panels). | Requires initial server setup and database configuration. |
| High-level security with fingerprint login and OTP. | Depends on CRON jobs for notifications and automation. |
| Scalable for small startups and large enterprises. | Learning curve for first-time admins. |
| Supports mobile recharge, bills, transfers, and donations. | Bank integration may vary depending on region. |
Installation Guide
- Download the ViserPay installation package.
- Upload files to your hosting server (public_html or subdomain).
- Create a MySQL database and connect it during installation.
- Run the setup wizard to configure environment settings.
- Set up CRON jobs for automated notifications and transactions.
- Access the Admin Panel and configure payment gateways, agent settings, and merchant onboarding.
- Publish your User, Agent, and Merchant apps to app stores for live use.
Comparison: ViserPay vs Alternatives
| Feature | ViserPay | Traditional Banking App | Custom Fintech Development |
|---|---|---|---|
| Ready-to-Use Mobile Finance Tools | ✔ Full suite included | ✘ Limited to bank features | ✔ Custom but very costly |
| Agent & Merchant System | ✔ Included | ✘ Not available | ✔ Custom-built |
| Security (Fingerprint, OTP, 2FA) | ✔ Advanced | ✔ Moderate | ✔ Advanced (if developed) |
| Setup Time & Cost | ✔ Affordable & Quick | ✔ Low cost but limited | ✘ Expensive & slow |
Download ViserPay Mobile Financial Service
ViserPay is a complete mobile financial ecosystem that empowers startups and enterprises to offer digital wallets, agent services, bill payments, and secure money transfers. With its ready-to-launch apps and panels, it’s a game-changer for fintech innovation.


